Alyx Akers
Five College REALTORS ģ | 413-320-6405 | AlyxAkersRealtor@gmail.com


Posted by Alyx Akers on 2/23/2020

Before you even set out to buy a home, you may think that you need to look at a magic number of homes in order to find the house thatís right for you. Thereís always a fear among buyers that they didnít look at enough homes before settling on one. The number of homes that you look at is up to you. There is no magic number that will dictate finding the perfect home. The most important thing is to trust your own intuition. In A sellerís market, you also may not have much choice. When inventory is low, if you find a home you love, youíll need to move to make an offer on it! 


The Average Buyer


People looking at condos take between 1 and 3 months to find the property thatís right for them. Those looking for single family homes tend to take a bit longer- between 3 and 6 months to find a home. Buying a traditional house seems to spark more questions and more uncertainty, which leads buyers to take their time to find what theyíre looking for.


Know Where You Want To Live


Before you start your home search, you should have a good idea of where you want to live. Have a list of cities, towns, and neighborhoods narrowed down to make your search a bit easier from the start. Take a ride around potential neighborhoods and get a feel for them. See the stores, restaurants, and nearby parks to really understand the area. 


Match Your Lifestyles


Where you choose to live has a lot to do with your lifestyle. Think of the following:


  • Where your friends live
  • Where your family lives
  • Where you work
  • What you do for fun


Whatever you love and whatever you love to do should be a factor in your home search. If you love the beach, you donít want to be a three hour drive away if you can help it. You also donít want a 2-hour commute to work. Find the balance to make your life happier in the new space you choose.      


Make A List


It sounds simple, but making a list of what you must have, what youíd like, and what would be a bonus can really help you in your home search. This holds true whether you look at 2 homes or 50 homes. The number of homes that you look at isnít as important as your needs and wants. Buying a home is a huge investment and you need to be happy with your decision. While itís not completely advisable to buy the first house that you see, if you have a good idea of what you want in a tough market, itís best to put an offer in.





Posted by Alyx Akers on 2/9/2020

A home inspection is a valuable opportunity for a property buyer. If a homebuyer knows how to plan for an inspection, he or she should have no trouble getting the most out of this opportunity.

Now, let's take a look at three tips to help you get ready for a home inspection.

1. Hire an Expert Home Inspector

Not all home inspectors are created equal. And if you make a poor home inspector selection, you risk missing out on potential problems that may result in costly, time-intensive home repairs down the line.

When it comes to finding the right home inspector, it pays to be diligent. As such, it is crucial to allocate time and resources to conduct an extensive search for an expert house inspector. Because if you have a qualified home inspector at your side, you can get the support you need to perform an in-depth property evaluation.

Ask a home inspector for client referrals before you make your final decision. That way, you can find out what past clients have to say about a home inspector and determine if this professional is the right choice for you.

2. Attend Your Home Inspection

Although you are not required to attend your home inspection, it generally is a good idea to walk through a property with a professional inspector. By doing so, you may be able to gain insights that won't necessarily appear in your house inspection report.

You may want to take notes during your home inspection as well. If you remain diligent throughout your home inspection, you can understand a house's strengths and weaknesses. And as a result, you'll be better equipped than ever before to decide whether to move forward with a home purchase.

3. Ask Questions

There is no need to leave anything to chance, especially when you buy a house. Thus, if you have concerns or questions during a home inspection, address them immediately.

Remember, a home inspector is happy to respond to any of your property concerns or questions. He or she can provide honest, unbiased responses to your queries and help you make an informed decision about a house purchase.

As you prepare for a home inspection, you may want to consult with a real estate agent too. This housing market professional can offer recommendations and suggestions to help you get ready for a home inspection and put you in touch with the top home inspectors in your area. Plus, a real estate agent will help you review a house inspection report so you can determine whether to proceed with a home purchase.

For those who want to get the most out of a house inspection, you may want to prepare as much as possible. Thanks to the aforementioned tips, you can streamline the home inspection preparation process. Then, you can enter a home inspection with a plan in hand and use this evaluation to decide if a house will be able to serve you well both now and in the future.




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Posted by Alyx Akers on 1/19/2020

The factor that has the most impact on your home search is your finances. Youíll need to save a significant amount of money. Itís not easy to save when you have continuous monthly bills and responsibilities. Read on for tips on how to get your finances under control in order to save the amount of money it takes to buy a home.  


Do A Budget  



Once you have decided to buy a home, the first thing you should do is take a good look at your finances. A budget is critical when you buy a house because it tells you how much youíll have to spend on your mortgage. Doing this ahead of time will allow you to maximize your income and make adjustments ahead of time as needed. Donít forget that even though youíre buying a home, you still need some savings in addition to all of your other monthly expenses. Your budget should be outlined as follows:


  • Necessities
  • Monthly utility spending 
  • Insurance bills
  • Entertainment expenses
  • Grocery spending


Basically, you want to write down how much money is coming in and where all of the money is going. Thatís a budget in a nutshell. See where you can cut back. What youíre left with is the amount you can save each month. You may want to do this on a percentage basis rather than a flat dollar amount. 


Get A Separate Account


The most straightforward things to do when you start saving for a home is to put all of your money for your house fund into a separate account. This way you can automatically transfer money in, and youíll be less likely to spend any of the money if you donít see it.


Sacrifice The Small Things


Can you take some hand me downs for your kids? Maybe you can start packing a lunch for work instead of buying lunch. Can you cut the cord on cable? It may be hard to sacrifice small luxuries, but these expenses can add up. If you cut these out of your budget, youíll have a little more wiggle room to save for a home purchase. Youíll be surprised how much money you can save just by doing little things. Your morning latte is probably around $5. You could save at least $25 per week by merely making coffee at home! Thatís a saving of over 1,200 per year!   


While saving for a home can seem overwhelming, if you take it in small chunks, youíll be see the results of your efforts rather quickly. 





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Posted by Alyx Akers on 12/29/2019

Purchasing a condo should be fast and easy. However, negotiations with a condo seller can quickly become stressful and may put your chances to acquire your dream condo in danger.

Lucky for you, we're here to help you simplify the process of negotiating with a condo seller to ensure you can purchase your ideal property.

Here are three tips to help you navigate tough negotiations with a condo seller.

1. Consider the Condo Seller's Perspective

Think about the condo seller's perspective and try to find common ground with this individual. By doing so, you and the condo seller may be able to agree to terms that meet the needs of both sides.

When you initially submit an offer on a condo, ensure your proposal accounts for the condo's condition and the current state of the real estate market. That way, you'll be able to avoid the risk of submitting a "lowball" offer that falls below a condo seller's expectations.

Also, maintain open lines of communication throughout the negotiation process. This will allow you to listen to a condo seller's concerns and respond accordingly.

2. Collect Plenty of Housing Market Data

If a condo seller believes you are unwilling to pay a sufficient price for his or her condo, it is always a good idea to present housing market data to back up your offer.

Explore the housing market closely to learn about the prices of comparable condos in nearby cities and towns. This will allow you to see how a particular condo stacks up against similar properties in terms of price and condition.

In addition, check out the prices of recently sold condos in your area to identify housing market patterns and trends. With this real estate market information at your disposal, you'll be able to make an informed decision about whether to continue to negotiate with a condo seller or consider other properties.

3. Collaborate with a Real Estate Agent

A real estate agent will negotiate with a condo seller on your behalf. Therefore, he or she will help you minimize the stress and anxiety that is commonly associated with condo negotiations.

Typically, a real estate agent will submit an offer on a condo and wait to hear back from a condo seller. If a condo seller decides to negotiate, a real estate agent will work with you throughout the negotiation process.

A real estate agent will listen to your condo buying concerns and questions and respond immediately. He or she also will provide honest, unbiased recommendations to help you make informed decisions during negotiations with a condo seller. This real estate professional will even share your concerns with a condo seller to help you get the best results possible.

When it comes to a negotiating with a condo seller, there is no need to worry. If you collaborate with a real estate agent, you can take the guesswork out of condo negotiations. And ultimately, you may be able to move one step closer to buying a condo that meets or exceeds your expectations.




Tags: Condo   buyer tips   Buying a home  
Categories: Uncategorized  


Posted by Alyx Akers on 12/22/2019

Anyone can buy a home Ė all it takes is hard work and diligence to evaluate your home financing options. Fortunately, we're here to help you streamline the process of finding the financing that you'll need to pay for a residence.

Now, let's take a look at three tips to help you determine how you will afford a house.

1. Take a Look at Your Current Financial Situation

Put together a monthly budget that outlines your current spending patterns. This will enable you to review how much you earn, what you're paying for housing and other pertinent financial information.

After an in-depth review of your current financial situation, you'll be better equipped than ever before to determine how much you can pay for a house. Then, you can create a homebuying budget to help you move closer to acquiring your dream residence.

2. Get a Copy of Your Credit Report

In all likelihood, a lender will receive your credit score to determine whether you are a viable candidate for a mortgage. If you request a copy of your credit report today, you can learn about your credit score and take steps to improve it before you apply for a mortgage.

The three major credit reporting bureaus (Equifax, Experian and TransUnion) provide one free copy of a credit report annually. If you submit a request for your credit report, you can gain unprecedented credit insights in no time at all.

Furthermore, if you find errors on a credit report, don't hesitate to contact the reporting bureau. This will enable you to fix any credit report mistakes prior to applying for a mortgage.

3. Reach Out to Local Lenders

Banks and credit unions are happy to meet with you and discuss a variety of mortgage options. These lenders are available in cities and towns nationwide and can teach you everything you need to know about home financing.

Ultimately, lenders can explain the home financing process and ensure you can avoid any potential pitfalls along the way. And if you ever have mortgage concerns or questions, lenders are available to respond to them at any time.

If you need extra help prior to kicking off a home search, you may want to contact a real estate agent as well. This housing market professional understands the ins and outs of purchasing a house and can help you plan accordingly.

Oftentimes, a real estate agent will meet with you and learn about your homebuying goals. This housing market professional then can ensure you won't have to break your budget to afford a terrific residence.

If you want to buy a home but have limited finances at your disposal, a real estate agent is happy to assist you. Or, if you are searching for a mortgage but don't know where to begin, a real estate agent can put you in touch with top lenders.

Work with a real estate agent, and you can improve your chances of acquiring a first-rate house at an affordable price.







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